In the 10 years in the past We come applying for playing cards

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• #21

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• #22

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• #23

I do not recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a payday loan Panola couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had «too many revolving accounts.» Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)

For all your men that need to order property or fund one thing.. pray to help you jesus you have got good credit. In my opinion particular guys you to definitely believe that credit cards evil you want observe the picture as a whole. Simply because *you* individually been able to spend cash to own everything does not mean they is wonderful for everybody else. Even with the thing i composed over We As well (each time) repaid bucks to have everything you. I won’t go into the grounds here however it resolved too to some extent. One downside to which had been I could Never get a charge card.. you are going to never ever score financing. Disregard to order a house unless of course I robbed a lender.

To summarize for the past ten years I want to provides billed on 100K worth of blogs. Ive racked right up a huge amount of prize points ect ect. Periodically I shell out dollars to own content but you to mode I am shopping for a cost savings. I know there is men on the right here with checked-out a great used-car plus the guy wants 3K for this therefore begin the newest transactions and you will force comes to shove while the wad of cash happens! Gotta love it!